Are You Prepared For Christmas?
The Christmas season is upon us–gift buying, giving, holiday gatherings, and family events will very much consume the month of December for many of us. With the holiday season comes much hustle and bustle, and if you haven’t planned well, this can sometimes become more chaotic than joyful. Here are a few tips to keep the chaos at bay and help make the holiday season most enjoyable:
Make a list and check it twice
Make a list of everyone you plan to give gifts to, then assign a gift budget for each person. This will help you stay on target with your total Christmas budget. Be sure not to forget anyone!
It’s an excellent time of year to support local businesses. Our locally-owned and operated businesses tend to have the most unique, ornate gifts that provide an extra layer of detail that you might not get from big-box stores. Not to mention, when you shop locally you are supporting a neighbor and the community itself.
Research (before you shop)
It’s important to know what you are looking for ahead of time when buying higher-priced items, such as electronics. Online reviews are a great resource to get feedback from other consumers on the products you are looking to buy this Christmas. Online research also gives you the ability to compare pricing, versions, stock quantities, and other factors that might be of consideration.
Crossing those gifts off your list early not only makes the holidays more enjoyable for you, it ensures you get the best gift at the best price. As we get closer to the big day, the availability of these “hot” items tend to become more scarce.
It really is the thought that counts
The spirit of the holiday season is about much more than the items we give and receive – it’s about showing the ones around us how much we love them and how thankful we are for the role they play in our lives all year.
We at Community Bank wish you and yours a Merry Christmas and a Happy New Year!
Do you need more financial certainty for the Christmas season? Our Christmas Club Savings Account might be the right choice for you.