15-Month IRA

*Annual Percentage Yields (APY) effective as of 01/01/2025. Minimum of $500 to open the account and earn the stated APY. Applies
to new contributions only. Substantial penalty for early withdrawal. Limited time offer. Rate does not apply to rollovers and transfers.
Interest will be added back to the principal every 3 months. **The special 5.00% APY is available for existing Community Bank personal
checking account holders. For anyone without the specified accounts the APY is 3.50%. Fees may reduce earnings. No financial institutions or brokers. Ask a customer service representative for details. MEMBER FDIC