UPDATED OCTOBER 6, 2020 - INFORMATION ON PPP LOAN FORGIVENESS: COMMUNITYBANK.NET/PPP-LOAN-FORGIVENESS.

Terms of Use

Terms of Use

Community Bank recognizes the importance of the privacy, security, and accessibility for our customers and other users of our website. We are committed to protecting your privacy and providing the needed security and means of accessibility as it is described in this notice.

“Community Bank” includes Community Bancshares of Mississippi, Inc. and its subsidiaries.

This website and any of the services provided by Community Bank in connection with this website (the “Services”) are being provided to you expressly subject to these Terms of Use, which govern your use of this website. “Services” under these Terms of Use include financial services for consumers and businesses offered to you directly by Community Bank, and additional services available to you from independent third party service providers accessed through links or other navigation from the website.

Your use of the Services is governed by certain agreements related to such Services and related addendums (collectively, the “Service Agreements”). If there is a conflict between these Terms of Use and the Service Agreements, such agreements will control.

Community Bank reserves the right to modify these Terms of Use at any time without notice. The most current version of the Terms of Use will always be available to you by clicking on the “Terms of Use” link at the bottom of each web page. If you find the Terms of Use unacceptable at any time, you may discontinue your use of the Services. By accessing the website or any of its pages or links after the date of any change to these Terms of Use, you agree to be bound by the rules contained in the most recent version of these Terms of Use.

If you are enrolled in Community Bank Online Banking:

  • Your use of the Online Banking Services is governed by certain agreements related to such Services and related addendums (collectively, the “Online Banking Agreements”), and
  • If there is a conflict between these Terms of Use and the Online Banking Agreements, such agreements will control.

Community Bank reserves the right to modify or terminate the Services and the website or to terminate or suspend your access to the Services and website, in whole or in part, at any time.

Online Privacy Policy

The collection, storage, and sharing of customer information is an important part of delivering useful banking products and services to consumers. To serve you, as a consumer, efficiently and conveniently, we have to make use of modern technology and customer information. But we know that you are concerned about privacy and our use of the information you give us. We are committed to an ongoing review of our procedures and policies in the interest of protecting your privacy.

We understand that you expect us to maintain proper safeguards to protect confidential information you provide to us. The privacy of your information is protected not only by state and federal laws but by our commitment to the protection of your financial information. We have established policies and procedures to help prevent misuse of that information. This statement has been prepared to explain to you what types of information we collect, how we use that information and the circumstances under which we may share all or part of the information. Under no circumstances do we provide deposit or loan account personal information to third parties for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies. We disclose information permitted or required by a variety of federal and state laws, as required to consummate your transaction, and as directed by you. Our strict policies to protect your information apply equally to current (active) accounts as well as inactive (closed) accounts, both loans and deposits.

For complete details of how we use your information, refer to our Privacy Policy.

Online Security and Protection

All personal and account information that passes between your computer and Community Bank Internet Banking is encrypted. This means that while your information is in transit it is scrambled so that only Community Bank computer equipment can reassemble it to its original text format. When Community Bank sends personal account information to you, it is also encrypted so that only your computer can decipher it and reconstruct the data transmitted.

There are also internal procedures in place within the Community Bank’s Online Banking system that include a system of filtering routers and firewalls. Filtering routers verify the source and destination of each transaction while firewalls shield the bank’s customer service network from outside sources. These two systems then protect the bank’s internal accounts from illegal outside access while keeping the structure of the bank’s internal networks invisible to outside observers.

Community Bank is continuously evaluating its security systems to insure that the bank provides the latest and most secure levels of privacy and security that are appropriate for our bank customers.

To simplify your online experience with us, we may place a cookie on your personal computer while you are visiting our website. You have our assurance that we do not use cookies to record information that will enable anyone to contact you via telephone, e-mail or regular mail.

On the public pages of our website, Community Bank utilizes Google Analytics to capture anonymous user behavior in order to assess site usage and improve the online experience. Google Analytics is a web analysis service provided by Google. Google uses the data it collects to prepare reports on a site’s activities and share them with other Google services. Google may use the data collected to contextualize and personalize the ads of its own advertising network. You can view Google’s privacy policy here.

 

Links To Other Websites

For your convenience, this website contains links to websites controlled or operated by third parties. Community Bank has no control over any such third party websites and is not responsible for the subject matter, quality, content, nature, graphics or reliability of any site hyperlinked to this Website and provides hyperlinks to such sites only as a convenience. Thus, hyperlinks to other internet websites or resources are used at your own risk. Community Bank hereby disclaims liability for any other company’s website content, products, privacy policies, or security. The inclusion of a link does not imply endorsement by Community Bank of the site, its content, advertisers, or sponsors. External sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from Community Bank.

Web Content and Materials

Not all of the Services are available in all geographic areas. You may not be eligible for all the Services described on this website. Your eligibility for particular Services is subject to our final determination and acceptance. Community Bank or its suppliers may discontinue or make changes in the Services at any time. Any dated information is published as of its date only and Community Bank does not undertake any obligation or responsibility to update or amend any such information.. Community Bank reserves the right to terminate or change any or all web offerings without prior notice to you.

Communications Via This Website

Except where expressly indicated otherwise, transmissions to and from this website or otherwise directed to Community Bank, including e-mails, are not sent in a secure form and can be intercepted by third parties and may not ultimately be received by the appropriate Community Bank representatives. Please do not use e-mail to send us communications which contains confidential information or email us information that we otherwise require to be in writing or regarding matters that need immediate attention. In such circumstances, rather than email, please call us at one of the numbers provided on this website. Any transmission to this website, including emails, shall be deemed and remain the property of Community Bank. Community Bank shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques that you provide to us through this website or through Community Bank Online Banking.

Accessibility

Community Bank is committed to understanding every customers’ individual needs. This helps us more effectively deliver the products and services that help them achieve their financial goals. We want to ensure all of our customers can enjoy banking independently and with ease.

One important way that we are doing this is through our ADA Compliant websites. Our website is designed to communicate effectively with individuals with a wide range of disabilities. Our goal is to provide all customers with equal opportunities to benefit from the goods and services on our websites.

Our ongoing efforts towards meeting both Level One and Level Two requirements, as set forth in the World Wide Web Consortium’s recommendations for web content accessibility guidelines, will be a continued focus. The website, therefore, complies with the Americans with Disabilities Act in that it is navigable and viewable by non-graphical, text-only browsers. It is our goal to continue to improve our websites’ accessibility features with monthly monitoring procedures in place.

We recognize users may have other disability-related needs that we are unable to support online. If you have difficulties using our website or other digital products, have questions, or want to provide feedback, please contact our Accessibility Coordinator at: accessibility@communitybank.net.

We will continually work to improve the accessibility standards of our website. We always recommend our visitors use the latest version of their web browsers and their assistive technology when accessing our website.

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