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Personal Savings Accounts

Saving money is a good thing, especially with our competitive interest rates and account options to help you save ever more.

Community Savings

When you’re saving money, every penny counts. That’s why Community Bank prides itself on offering competitive interest rates with its savings accounts.

  • Opening Amount: $100
  • SERVICE CHARGE: $6 if account balance falls below $300 during the quarterly statement period. $2 excess withdrawal fee per withdrawal after the first three during the quarterly statement period.

INTEREST PAID: Interest accrues on the daily collected balance and is credited quarterly. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates.

REGULATORY LIMIT: By law, six third-party withdrawals or transfers are allowed within a calendar month. There are no limits on the number of withdrawals made in person or by ATM.

Minor Savings

Learning to save a little here and there is one of the best things a young person can learn to do. We can help you teach that life lesson in a valuable way – that also earns more value over time.

  • Opening Amount: $50
  • Young people under the age of 19 can start earning interest.
  • There’s no monthly service fee on the account.

SERVICE CHARGE: No monthly service fee. $2 excess withdrawal fee per withdrawal after the first three during the quarterly statement period.

Parent or Guardian is required on all Minor accounts. Must meet age requirements. See bank for details.

INTEREST PAID: Interest accrues on the daily collected balance and is credited quarterly. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates.

REGULATORY LIMIT: By law, six third-party withdrawals or transfers are allowed within a calendar month. There are no limits on the number of withdrawals made in person or by ATM.

Make Cents Savings

With our Make Cents program, Community Bank will:

  • Round-up your debit card purchases to the nearest dollar
  • Deposit the difference between your purchases and the nearest dollar into your own interest-bearing savings account
  • Match the deposited difference by 5.00% quarterly

Matched funds credited to designated account each calendar quarter-end. Savings annual percentage yield (APY) is 0.20% as of 06/01/2017. Rate may change after account is opened. Fees may reduce earnings. Fee amounts may change.

INTEREST PAID: Interest accrues on the daily collected balance and is credited quarterly. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates.

REGULATORY LIMIT: By law, six third-party withdrawals or transfers are allowed within a calendar month. There are no limits on the number of withdrawals made in person or by ATM.

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“Our relationship with Community Bank is better described as a valued partnership than a customer vendor relationship. Community Bank’s culture centers around the human relationships. They invest the time and energy to get to know individuals in our organization and understand what will add value to our current situation. They work hard to optimize that value and the result has been a highly transparent and efficient relationship that has indeed optimized our organization’s objectives. It is a banking relationship that goes beyond the products themselves and continues to be viewed as a valued partner for our organization.”

— Vance, Community Bank customer in Mississippi