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Personal Savings Accounts

Saving money is a good thing, especially with our competitive interest rates and account options to help you save ever more.

Community Savings

When you’re saving money, every penny counts. That’s why Community Bank prides itself on offering competitive interest rates with its savings accounts.

  • Opening Amount: $100
  • SERVICE CHARGE: $6 if account balance falls below $300 during the quarterly statement period. $2 excess withdrawal fee per withdrawal after the first three during the quarterly statement period.

INTEREST PAID: Interest accrues on the daily collected balance and is credited quarterly. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates.

REGULATORY LIMIT: By law, six third-party withdrawals or transfers are allowed within a calendar month. There are no limits on the number of withdrawals made in person or by ATM.

Minor Savings

Learning to save a little here and there is one of the best things a young person can learn to do. We can help you teach that life lesson in a valuable way – that also earns more value over time.

  • Opening Amount: $50
  • Young people under the age of 19 can start earning interest.
  • There’s no monthly service fee on the account.

SERVICE CHARGE: No monthly service fee. $2 excess withdrawal fee per withdrawal after the first three during the quarterly statement period.

Parent or Guardian is required on all Minor accounts. Must meet age requirements. See bank for details.

INTEREST PAID: Interest accrues on the daily collected balance and is credited quarterly. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates.

REGULATORY LIMIT: By law, six third-party withdrawals or transfers are allowed within a calendar month. There are no limits on the number of withdrawals made in person or by ATM.

Make Cents Savings

With our Make Cents program, Community Bank will:

  • Round-up your debit card purchases to the nearest dollar
  • Deposit the difference between your purchases and the nearest dollar into your own interest-bearing savings account
  • Match the deposited difference by 5.00% quarterly

Matched funds credited to designated account each calendar quarter-end. Savings annual percentage yield (APY) is 0.15% as of 02/10/16. Rate may change after account is opened. Fees may reduce earnings. Fee amounts may change.

INTEREST PAID: Interest accrues on the daily collected balance and is credited quarterly. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates.

REGULATORY LIMIT: By law, six third-party withdrawals or transfers are allowed within a calendar month. There are no limits on the number of withdrawals made in person or by ATM.

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“From the tellers to the loan officers, Community Bank employees are welcoming and knowledgeable. And in today’s high speed lifestyles it’s nice having Community Bank’s electronic banking, which is hands down the most functional and easiest to use. The mobile banking app is so simple to navigate. From making mobile check deposits, to sending someone a payment using the P-2-P system from my mobile phone–it’s simple and convenient!”

— Matt, Community Bank customer in Mississippi