Personal Savings

Compare All Accounts

See a side-by-side comparison.

	Minor Savings	Make Cents Savings	Community Savings	Health Savings	Money Market	Community Plus	Christmas Club
Opening Amount	$50	$0	$100	$100	$1,000	$20,000	$0
Monthly Fee	$0	$0	$0-61	$0-$52	$0-$103	$0-$154	$0
Interest Rate	Variable credited quarterly5	Variable plus 5% quarterly match*	Variable credited quarterly5	Variable6 added back monthly	Variable6 credited monthly	Variable6 credited monthly	5.00% APY** on balances up to $3,000
Minimum Balance	None	None	$300 to avoid fees1	$500 to avoid fees2	$1,000 to avoid fees3	$10,000 to avoid fees4	None
Online Banking
Direct Deposit

1. $6 service charge if balance falls below $300 during the quarterly statement period.
2. $5 service charge if account balance falls below $500 any day of the statement period.
3. $10 service charge if account balance falls below $1,000 during the monthly statement period
4. $15 service charge if account balance falls below $10,000 during the monthly statement period.
5. Interest accrues on the daily collected balance and is credited quarterly. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates.
6. Interest accrues on the daily collected balance and is credited within a calendar month. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates and balance tiers.

* CB will match the deposited difference by 5.00% quarterly. Annual Percentage Yield 0.25% as of 12/10/24. See bank for current APY. Rate may change after account open. Fees may reduce earnings. Fee amounts may change. To receive the 5.00% matched funds customer must maintain an open checking account with an active Community Bank debit card. Matched funds will be credited to designated account each calendar quarter-end. No minimum balance required.

** Annual Percentage Yield effective as of 10/17/2024. Rate may change after the account is opened. An interest rate of 5.00% will be paid only for that portion of your daily collected balance that is $3,000.00 or less. An interest rate of 0.05% will be paid only for that portion of your daily collected balance that is greater than $3,000.00. The annual percentage yield will range from 0.05% to 5.00%, depending on the balance in the account. Interest will accrue on transferred funds during the cycle and will be credited to the account at the end of the 12-month cycle. Community Bank checking account with draft to Christmas Club Account. Limit two accounts per customer. Fees may reduce earnings. All funds are paid out at the end of the account’s term in October of the calendar year in which contributions end. Ask a customer service representative for details. Penalty for early withdrawal.