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Money Market Accounts

Save more while still having easy access to your money – typically earning a higher return than a regular savings account.

Community Plus

A money market account for those who keep higher balances.

Opening Amount: $20,000

SERVICE CHARGE: $15 if account balance falls below $10,000 during the monthly statement period. $5 excess withdrawal fee per withdrawal after the first six during the monthly statement period.

INTEREST PAID: Interest accrues on the daily collected balance and is credited within a calendar month. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates and balance tiers.

Money Market

A money market account usually pays a higher return than a regular savings account while still allowing you some access to your money.

Opening Amount: $1,000

SERVICE CHARGE: $10 if account balance falls below $1,000 during the monthly statement period. $5 excess withdrawal fee per withdrawal after the first six during the monthly statement period.

INTEREST PAID: Interest accrues on the daily collected balance and is credited within a calendar month. The interest rate is variable and is subject to change daily without notice. See a customer service representative for current interest rates and balance tiers.

REGULATORY LIMIT: By law, six third-party withdrawals or transfers are allowed within a monthly statement period. There are no limits on the number of withdrawals made in person or by ATM.

Overdraft protection is available on all personal checking accounts upon credit approval.

Interest is charged on all interest bearing accounts for items paid on uncollected funds at the current rate allowed by law. Interest is charged on overdrawn balances at the current rate allowed by law. See separate T-I-S disclosures for each account listed for current rate and fee information. All interest rates are subject to change without prior notice. Please refer to our Funds Availability and Reg. E Disclosure for rules and regulations governing these accounts.

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“Our relationship with Community Bank is better described as a valued partnership than a customer vendor relationship. Community Bank’s culture centers around the human relationships. They invest the time and energy to get to know individuals in our organization and understand what will add value to our current situation. They work hard to optimize that value and the result has been a highly transparent and efficient relationship that has indeed optimized our organization’s objectives. It is a banking relationship that goes beyond the products themselves and continues to be viewed as a valued partner for our organization.”

— Vance, Community Bank customer in Mississippi