Experience Business Banking
Made Easy
Designed specifically for businesses that handle a high volume of transactions and maintain a significant balance. Our account offers a range of features to simplify your banking needs, allowing you to focus on what matters most—growing your business.
Earned Credit
Offset some or all service charges with earnings credit on monthly average collected balances.
Treasury Management
Optional treasury management for enhanced control.
Imaged Monthly Statement
Receive detailed, imaged monthly statements at no extra cost.
Low Activity Fees
Benefit from low fees per debit/check paid and per paper item deposited during the monthly period.
Account Details
| Account Feature | Details |
|---|---|
| Opening Amount | $100 |
| Monthly Fee | $15 |
| Imaged Monthly Statement | Free¹ |
| Earned Credit | Earnings credit given on the monthly average collected balance after a 10% reserve requirement; 2% below (0.25% minimum) Federal Funds Rate.² |
| Activity Fee | $0.14 per debit/check paid and $0.10 per paper item deposited during the monthly statement period. |
| Treasury Management | Additional charges apply for services available online. |
- Free services only available with e-statements. If e-statements are not used, a paper statement fee will apply.
- Earnings credit is given on the monthly average collected balance after a reserve requirement of 10% is deducted; the earnings credit is 2% below (0.25% minimum) the Federal Funds Rate as published by the Board of Governors of the Federal Reserve System. This is a variable earnings credit.
Enjoy These Services with Every Account
Debit Card
Enjoy convenient access to your funds anytime, anywhere with our secure debit card.
Online Banking
Manage your finances from the comfort of your home with our comprehensive online banking platform.
Bill Pay
Easily pay your bills on time with our hassle-free bill pay service.
Mobile Banking
Access your account on the go with CB2G0, our mobile banking app designed for your convenience.
Zelle®
Send and receive money quickly and conveniently with Zelle, directly from your account.
E-Statements
Go green and stay organized with our paperless e-statements, delivered directly to your email.
Text Alerts
Stay informed with real-time text alerts for your account activity and balances.
Direct Deposit
Get your paycheck deposited directly into your account for quick and easy access to your funds.
Mobile Deposit
Deposit checks quickly and securely using your mobile device with our Mobile Deposit service.
Apply for a Business Checking Account Today
- Check Eligibility
Ensure your business meets basic eligibility requirements, including a valid business license and tax identification number. - Gather Documents
Prepare necessary documents such as proof of business address, identification for authorized signers, and your business formation documents. - Fund Your Account
Make an initial deposit of $100 to get started. - Set Up Online Banking
Register for online banking and download our mobile app to manage your account easily.
Frequently Asked Questions
To open a Business Checking Account, you will need to provide basic documentation, such as a valid business license, and a tax identification number. There is also a $100 opening deposit.
Yes, there is a monthly maintenance fee of $15 for the Business Checking Account.
There is an activity fee of $0.14 per debit/check paid and a fee of $0.10 for each paper item deposited during the monthly statement period.
Our Business Checking Account includes a range of features to help manage your finances efficiently, such as a debit card, online banking, mobile deposit, bill pay, account alerts, and treasury management options. Additional services, like ACH and wire transfers, are also available.
HELPFUL TOOLS
Banking designed with you in mind
Experience the ease of Community Bank’s customer-first services.
CB2GO
Keep your business finances at your fingertips. Manage your accounts securely from your mobile device, anytime and anywhere.
ACH (Automated Clearing House)
Streamline your payments with ACH. Handle Direct Deposit for employees and vendor payments easily and efficiently.
MyDeposit
Save time by scanning and depositing checks electronically from your office. No need for frequent trips to the bank.
Treasury Management
Enhance financial management with services like ACH, online wires, positive pay, and lockbox.