Financial Tools to Help Your Business Thrive
Your Business, Your Way: Checking Accounts That Fit
COMMUNITY BUSINESS CHECKING
Simplified banking for your small business
BEST FOR
- Small businesses with lower transaction volumes
- Free transactions (first 200 items per month)¹
MONTHLY MAINTENANCE FEE
$0²
MINIMUM OPENING DEPOSIT
$100
BUSINESS CHECKING
Efficient banking for your growing business
BEST FOR
- Larger businesses with high transaction volumes
- Access to advanced treasury management³
- Businesses seeking earned credit to offset fees⁴
MONTHLY MAINTENANCE FEE
$15
MINIMUM OPENING DEPOSIT
$100
BUSINESS NOW
Interest-earning accounts for sole proprietors, nonprofits, and government entities
BEST FOR
- Sole proprietors, nonprofits, and government entities
- Earning interest⁵ on account balances
MONTHLY MAINTENANCE FEE
$7.50
MINIMUM OPENING DEPOSIT
$1,000
- Overdraft or returned item fees may apply, and 25¢ each additional item.
- $2 paper statement fee.
- Treasury management is available online for an additional charge.
- EARNED CREDIT: To offset some or all of the service charge, an earnings credit is given on the monthly average collected balance after a reserve requirement of 10% is deducted; the earnings credit is 2% below (0.25% minimum) the Federal Funds Rate as published by the Board of Governors of the Federal Reserve System. This is a variable earnings credit.”
- INTEREST PAID: Interest accrues on the monthly average collected balance and is credited monthly. The interest rate is variable and is subject to change daily without notice — see a customer service representative for current interest rates.
Compare All Business Checking Accounts
See a side-by-side comparison.
|
Community Business Checking |
Business Checking |
Business NOW1 |
|
 Opening Amount |
$100 |
$100 |
$1,000 |
 Monthly Fee |
None |
$15 |
$7.50 |
 Earns Interest |
N/A |
N/A |
|
 Free Transactions2 |
FIRST 200 ITEMS |
N/A |
N/A |
 Activity Fees |
25¢ per additional item |
14¢ per debit/check paid, 10¢ per paper item deposited |
14¢ per debit/check paid, 7¢ per item deposited |
 Imaged Monthly Statement |
N/A |
|
|
|
Treasury Management3 |
Optional |
Optional |
Optional |
- Must meet eligibility requirements; Business NOW is not available to for-profit organizations.
- Overdraft or returned item fees may apply.
- Additional charges apply for treasury management services.
Enjoy These Services with Every Account
Debit Card
Enjoy convenient access to your funds anytime, anywhere with our secure business debit card.
Online Banking
Manage your business finances from the comfort of your office or on the go with our online banking platform.
Bill Pay
Easily pay your bills on time with our hassle-free bill pay service, included with every account.
Mobile Banking
Access your account on the go with CB2GO, our mobile banking app designed for your convenience.
Transfer Funds
Send and receive money quickly and conveniently, directly from your account.
E-Statements
Go green and stay organized with our paperless e-statements, delivered directly to your email.
Text Alerts
Stay informed with real-time text alerts for your account activity and balances.
Basic Sweeps
Automatically transfer funds between accounts to maximize your business's financial efficiency.
Mobile Deposit
Deposit checks quickly and securely using your mobile device with our Mobile Deposit service.
HELPFUL TOOLS
Banking designed with you in mind
Experience the ease of Community Bank’s customer-first services.
CB2GO
Keep your business finances at your fingertips. Manage your accounts securely from your mobile device, anytime and anywhere.
Office Locator
Conveniently find your nearest Community Bank office or ATM and stay connected to your money wherever you are.
MyDeposit
Save time by scanning and depositing checks electronically from your office. No need for frequent trips to the bank.
Treasury Management
Enhance financial management with services like ACH, online wires, positive pay, and lockbox.