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Flexible, Government-Backed Financing Solutions

At Community Bank, our SBA loans offer unique advantages to help your business succeed. With our Preferred Lender status, we provide smoother and faster approval processes, ensuring you get the support you need without unnecessary delays.

Government-Backed
The SBA guarantees a portion of the loan, reducing the risk for lenders.

Competitive Interest Rates
SBA loans typically offer competitive interest rates, making them an attractive option for small businesses.

Longer Repayment Terms
SBA loans typically offer longer repayment terms, which can result in lower monthly payments.

Flexible Uses
SBA loans can be used for a variety of business purposes.

Loan Details

  1. Subject to credit approval and other terms and conditions.
  2. Specific terms depend on the type and purpose of the loan.
  3. Interest rates vary based on market conditions and borrower qualifications.
  4. SBA size standards vary by industry; please consult with a Community Bank representative for details.

Why Community Bank for SBA Loans?

We understand the unique challenges and opportunities that small businesses face. Our SBA loans are designed to provide the financial support you need to grow and succeed. Here’s why you should choose us:

Quick and Easy Application Process

We know you're busy running your business. That's why we've streamlined our application process to skip excessive paperwork and get you the funds you need quickly.

Flexible Repayment Options

Our loans come with flexible repayment terms tailored to your business needs, making it easier for you to manage your finances.

Trusted SBA Lender

As a Preferred Lender with the Small Business Administration, we offer smoother and faster approval processes, ensuring you get the support you need without unnecessary delays.

Apply for an SBA Business Loan Today

The application can currently only be completed in person at one of our offices. Please visit your nearest Community Bank location.

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  • Meet Basic Eligbility Requirements

    Ensure your business meets SBA size standards and other eligibility criteria. Refer to SBA Eligibility Criteria for detailed information.
  • Prepare Documentation

    Gather necessary documents such as business financial statements, personal financial statements, tax returns, and a detailed business plan.

    Application Resources1:

    Items Needed with Application: Checklist detailing key documents and information for your SBA loan application. Additional items may be required based on the complexity of your request.Items Needed with Application
    SBA Form 1919: Form collecting detailed information about you, your business, and the loan application.SBA Form 1919
    SBA Form 413: Personal financial statement form to assess financial standing and ability to repay the loan.SBA Form 413
    Blank Resume: Template to provide information about your business experience and qualifications.Blank Resume
    Blank 2 Year Projection Form: Form for submitting financial projections for the next two years.Blank 2 Year Projection Form
    Business Indebtedness Form: Form to list any existing business debts.Business Indebtedness Form
    1. Community Bank may accept documents, including applications, via e-mail if you choose to send it to us in that manner.  Please note that, because e-mails are inherently insecure, e-mails you send us are not protected from the time you send it until the time it reaches us.
  • Consult With Our Experts

    Visit your local Community Bank office to discuss your business needs and get professional guidance.
  • Submit Your Application

    Complete and submit the application along with all required documentation.
  • Review and Approval

    Our team will review your application and process it swiftly, thanks to our Preferred Lender status.
  • Receive Your Funds

    Once approved, funds will be disbursed to help you start or expand your business.

Frequently Asked Questions

An SBA loan is partially guaranteed by the U.S. Small Business Administration, reducing risk for lenders and offering lower interest rates and longer repayment terms compared to conventional loans.

SBA loans can be used for a variety of purposes, including purchasing land, funding construction, buying equipment, working capital, refinancing debt, and more.

Start by meeting basic eligibility requirements, gather the necessary documents, consult with our experts, and submit your application for review and approval.

Your business must qualify as a small business under SBA size standards, meet SBA’s underwriting and credit criteria, and demonstrate the ability to repay the loan.

Approval times can vary, but as a Preferred Lender, Community Bank aims to process applications quickly and efficiently.

Enjoy a streamlined application process, flexible terms, competitive rates, expert guidance, and local decision-making for faster approvals.