How We Can Help You
At Community Bank, we understand the financial needs of growing businesses. Our wealth management services are designed to help you achieve your business goals and ensure long-term success.
Financial Stability
Secure your business’s future with tailored financial strategies that ensure long-term stability and growth.
Strategic Growth
Drive strategic growth through informed investment decisions and effective business planning.
Our team specializes in helping your small business with a plan that works best for you and your employee’s financial future. No matter the size of your company, our team can build a retirement plan tailored to you and your needs.
- Custom Plans: Develop a retirement plan tailored to your business.
- Employee Benefits: Attract and retain top talent with competitive retirement options.
- Compliance Support: Ensure your retirement plan meets regulatory requirements.
Strategic planning to ensure business continuity and successful succession.
- Continuity Planning: Develop strategies to keep your business running smoothly during unforeseen events.
- Succession Planning: Plan for leadership transitions to ensure long-term success.
- Estate Planning: Coordinate business and personal estate planning.
Assist your business in creating impactful philanthropic strategies.
- Personalized Strategies: Develop a charitable giving plan aligned with your business values.
- Tax Benefits: Maximize the tax benefits of your efforts.
- Community Impact: Enhance your business’s reputation through strategic giving.
Minimize your tax liabilities with our expert strategies, including tax-loss harvesting and other tax-efficient investment techniques.
- Tax-Loss Harvesting: Identifying and executing tax-saving opportunities.
- Tax-Efficient Investments: Structuring your portfolio to maximize after-tax returns.
Stay informed with our regular market updates and insights. Our experts provide timely information to help you navigate market trends and make informed decisions.
- Market Updates: Regular reports on market conditions and trends.
- Educational Resources: Articles and guides to enhance your financial knowledge.
Frequently Asked Questions
Wealth management is a comprehensive financial service that combines investment management, financial planning, tax guidance, estate planning, and sometimes legal assistance. It is designed to help individuals manage their assets, grow their wealth, and plan for the future.
Wealth management is beneficial for individuals with complex financial needs who require a holistic approach to managing their wealth. This includes high-net-worth individuals who need assistance with investments, tax planning, estate planning, and more.
The minimum investment required for wealth management services can vary. Generally, wealth management is aimed at high-net-worth individuals, but Community Bank offers tailored solutions to meet a variety of financial needs. Contact us to learn more about our specific requirements.
The cost of wealth management services can depend on various factors, including the level of service provided and the complexity of your financial situation. Fees can be based on a percentage of assets under management, a flat fee, or hourly rates. It is best to discuss your specific needs with one of our advisors to get an accurate estimate.
What is the difference between wealth management and financial planning?
A5: Financial planning focuses on creating a roadmap for your financial goals, including budgeting, saving, and planning for retirement. Wealth management encompasses financial planning but also includes investment management, tax planning, estate planning, and other services aimed at managing and growing your overall wealth.
Protecting your wealth involves a combination of strategies, including risk management, insurance planning, and diversification of investments. Our advisors can help you create a plan to safeguard your assets against potential risks and uncertainties.
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Disclosures
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community Bank and Community Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Community Wealth Management, and may also be employees of Community Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Community Bank or Community Wealth Management. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AR, CO, DC, DE, FL, GA, KY, LA, MA, MD, MS, MT, NC, NJ, NY, OK, PA, SC, TN, TX, UT, & VA. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency | Not Community Bank Guaranteed | Not Community Bank Deposits or Obligations | May Lose Value
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Community Bank provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html LPL Financial Form CRS.