Direct Banking, Direct Benefits
Take advantage of lower fees with direct deposit and free money orders. Ideal for those who value straightforward banking solutions.
$100 Opening Amount
Start your journey with our Direct Checking Account with an initial deposit of just $100.
Automatic ATM Fee Reimbursements1
Get reimbursed for other banks’ ATM fees for ATMs within the U.S. up to five times a month.
Direct Deposit Benefits
Enjoy a lower monthly fee when you set up direct deposit.
Account Details
| Account Feature | Details |
|---|---|
| Opening Amount | $100 |
| ATM Reimbursement | Reimbursement of other banks’ ATM fees1 |
| Monthly Fee | $62 |
| Monthly Orders | Free |
- Limit 5 per month; a $1 fee applies to each ATM withdrawal from a non-Community Bank ATM after five. Reimbursement is only valid on non-Community Bank ATMs within the U.S.
- $6 monthly service fee with Direct Deposit; $8 per month without
Enjoy These Services with Every Account
Debit Card
Enjoy convenient access to your funds anytime, anywhere with our secure debit card.
Online Banking
Manage your finances from the comfort of your home with our comprehensive online banking platform.
Bill Pay
Easily pay your bills on time with our hassle-free bill pay service.
Mobile Banking
Access your account on the go with CB2G0, our mobile banking app designed for your convenience.
Zelle®
Send and receive money quickly and conveniently with Zelle, directly from your account.
E-Statements
Go green and stay organized with our paperless e-statements, delivered directly to your email.
Text Alerts
Stay informed with real-time text alerts for your account activity and balances.
Direct Deposit
Get your paycheck deposited directly into your account for quick and easy access to your funds.
Mobile Deposit
Deposit checks quickly and securely using your mobile device with our Mobile Deposit service.
Apply for a Direct Checking Account Today
Already Started? Finish Existing Application
- Have These Ready
- Government issued ID/Drivers License/State ID or Passport with current address
- Your complete physical and mailing address
- Email address
- Telephone number
- Social Security Number
- Date of Birth
- Fill Out Application Online or In Person
- Follow the simple steps online or visit us in person to complete your application.
- Make Opening Deposit
- Choose how to fund your opening deposit. Use a debit card, transfer from another bank, or fund directly from your CB account.
Frequently Asked Questions
The minimum opening deposit is $100.
Yes, there are automatic ATM fee reimbursements up to five times per month.
Yes, there is a $1 fee per ATM withdrawal from a non-Community Bank ATM after five reimbursements per month.
The monthly service fee is $6 with Direct Deposit, or $8 without.
Yes, the account offers free money orders.
Set up Direct Deposit to reduce the monthly service fee to $6.
Apply now for a Direct Checking Account and enjoy the best in mobile banking.
Helpful Tools
Banking designed with you in mind
Experience the ease of Community Bank’s customer-first services.
CB2GO
Bank on the go with CB2GO, our mobile banking solution that keeps your finances at your fingertips.
Office Locator
Conveniently find your nearest Community Bank office or ATM and stay connected to your money wherever you are.
Account Match Tool
Let us guide you to your ideal account with our personalized checking account match tool.
Online Account Opening
Set up your new account in just a few clicks. Complete your banking needs from anywhere, at any time.