Premium Features, Personal Touch
Benefit from interest earnings, free personalized checks, and ATM fee reimbursements. Perfect for customers who maintain higher balances and appreciate extra perks.
Interest Bearing
Earn tiered interest rates based on your balance.
Automatic ATM Fee Reimbursements1
Get reimbursed for other banks’ ATM fees up to five times a month for ATMs within the U.S.
Mobile Banking
Conveniently manage your finances on the go with our Mobile Banking app.
Personalized Checks
Free personalized checks for customers aged 50+.

Account Details
Account Feature | Details |
---|---|
Opening Amount | $100 |
ATM Reimbursement | Automatic ATM reimbursements of other banks’ ATM fees within the U.S.1 |
Monthly Fee | $82 |
Interest Bearing | Tiered rate based on balance |
Personalized Checks | For customers 50+3 |
Money Orders | Free |
Checks | Complimentary first order |
- Limit 5 per month, $1 fee per ATM withdrawal from a non-Community Bank ATM after five. Reimbursement only valid on non-Community Bank ATMs within the US.
- $8 monthly service fee; waived with a $15,000 relationship balance. See bank for Truth in Savings (TIS) disclosure for details on relationship.
- Customer must notify bank of eligibility.
Enjoy These Services with Every Account
Debit Card
Enjoy convenient access to your funds anytime, anywhere with our secure debit card.
Online Banking
Manage your finances from the comfort of your home with our comprehensive online banking platform.
Bill Pay
Easily pay your bills on time with our hassle-free bill pay service.
Mobile Banking
Access your account on the go with CB2G0, our mobile banking app designed for your convenience.
Zelle®
Send and receive money quickly and conveniently with Zelle, directly from your account.
E-Statements
Go green and stay organized with our paperless e-statements, delivered directly to your email.
Text Alerts
Stay informed with real-time text alerts for your account activity and balances.
Direct Deposit
Get your paycheck deposited directly into your account for quick and easy access to your funds.
Mobile Deposit
Deposit checks quickly and securely using your mobile device with our Mobile Deposit service.
Apply for a Community Checking Account Today
Already Started? Finish Existing Application
- Have These Ready
- Government issued ID/Drivers License/State ID or Passport with current address
- Your complete physical and mailing address
- Email address
- Telephone number
- Social Security Number
- Date of Birth
- Fill Out Application Online or In Person
- Follow the simple steps online or visit us in person to complete your application.
- Make Opening Deposit
- Choose how to fund your opening deposit. Use a debit card or transfer from another bank.
Frequently Asked Questions
The minimum opening deposit is $100.
Yes, there are automatic ATM fee reimbursements up to five times per month.
Yes, this account earns interest with tiered rates based on the balance.
Yes, customers aged 50+ receive complimentary personalized checks.
There is an $8 monthly service fee, which is waived with a $15,000 relationship balance.
Yes, the account offers free money orders.
Apply now for a Guaranteed Checking Account and enjoy the best in mobile banking.

Helpful Tools
Banking designed with you in mind
Experience the ease of Community Bank’s customer-first services.
CB2GO
Bank on the go with CB2GO, our mobile banking solution that keeps your finances at your fingertips.
Office Locator
Conveniently find your nearest Community Bank office or ATM and stay connected to your money wherever you are.
Account Match Tool
Let us guide you to your ideal account with our personalized checking account match tool.
Online Account Opening
Set up your new account in just a few clicks. Complete your banking needs from anywhere, at any time.