Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
▪ Social Security number and income
▪ Account balances and Payment history
▪ Credit history and Credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Community Bank Share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
| Questions? | Go to www.communitybank.net or call 1 (866) 217-3305 for information |
What We Do
| How does Community Bank of Mississippi protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Community Bank of Mississippi collect my personal information? | We collect your personal information, for example, when you ▪ Open an account or deposit money ▪ Pay your bills or apply for a loan ▪ Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, and other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only ▪ Sharing for affiliates’ everyday business purposes – information about your creditworthiness ▪ Affiliates from using your information to market to you ▪ Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial or nonfinancial companies. ▪ Community Bank of Mississippi does not share with our affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial or nonfinancial companies. ▪ Community Bank of Mississippi does not share with nonaffiliates so they can market to you |
| Joint Marketing | FA formal agreement between nonaffiliated financial companies that together market financial products or services to you. ▪ Our joint marketing partners include other financial services providers. |
Other Important Information
For California Consumers: We may obtain personal information needed to offer products and services for you including your name, signature, address, social security number/taxpayer ID number, date of birth, income, email address, IP address, driver license number or state ID card number, bank account number, insurance policy number, credit card number, passport number, employment information and other financial information. You may request from us a list of these categories, categories of sources from which this information is collected, the business or purpose for collecting this information, the specific pieces of information we have collected or disclose about you and that we delete personal information no longer needed to process or maintain your products and services with us by contacting us at 1(866)217-3305 or by visiting our website at www.communitybank.net. Community Bank does not and will not sell your personal information. Community Bank does not offer any financial incentive for the retention of your personal information. If you choose to exercise your rights under the California Consumer Privacy Act, Community Bank will not discriminate against you for exercising those rights.