How We Can Help You
You’ve worked hard to build your wealth. Now its time to make it work for you. Our team of experienced advisors are here to help you achieve your financial goals through personalized strategies and careful planning.
Saving for Retirement
Our advisors create personalized portfolios designed to help you save for retirement. We develop a plan that allows you to invest with confidence and maximize your retirement savings.
Planning for Major Life Events
A financial plan is key to navigating major life events with confidence. We guide you through every step of the planning process, from budgeting and cash flow analysis to estate and tax planning.
Charitable Giving
Understanding the tax advantages associated with charitable giving will help you support the causes you care about and expand your giving power.
Our advisors create personalized portfolios designed to help you save for retirement. By taking the time to understand your objectives, we develop a plan that allows you to invest with confidence and maximize your retirement savings.
- Custom Investment Strategies: Tailored to align with your retirement goals.
- Ongoing Management: Regular reviews and adjustments to ensure your portfolio stays on track.
A financial plan is key to navigating major life events with confidence. We guide you through every step of the planning process, from budgeting and cash flow analysis to estate and tax planning.
- Budgeting: Helping you manage your finances effectively.
- Estate Planning: Ensuring your legacy is protected and passed on according to your wishes.
- Tax Planning: Strategies to minimize tax liabilities and maximize savings.
Charitable giving is a key part of wealth management, allowing clients to support causes they care about and make a positive difference in the community.
- Personalized Strategies: Tailored plans to meet your philanthropic objectives.
- Impactful Giving: Guidance on effective charitable contributions and legacy planning.
Our Community Wealth Management team can help you evaluate an annuity, understand the fine print, weigh the pros and cons, and develop a clear plan of action.
- Detailed Evaluation: Thorough analysis of annuity contracts.
- Strategic Planning: Recommendations tailored to your financial goals.
Minimize your tax liabilities with our expert strategies, including tax-loss harvesting and other tax-efficient investment techniques.
- Tax-Loss Harvesting: Identifying and executing tax-saving opportunities.
- Tax-Efficient Investments: Structuring your portfolio to maximize after-tax returns.
Stay informed with our regular market updates and insights. Our experts provide timely information to help you navigate market trends and make informed decisions.
- Market Updates: Regular reports on market conditions and trends.
- Educational Resources: Articles and guides to enhance your financial knowledge.
Protect your assets with our risk management and insurance planning services. We help you plan for both the expected and unexpected.
- Insurance Solutions: Customized plans to protect your wealth.
- Risk Assessments: Thorough evaluations to identify potential risks and mitigate them effectively.
Frequently Asked Questions
Wealth management is a comprehensive financial service that combines investment management, financial planning, tax guidance, estate planning, and sometimes legal assistance. It is designed to help individuals manage their assets, grow their wealth, and plan for the future.
Wealth management is beneficial for individuals with complex financial needs who require a holistic approach to managing their wealth. This includes high-net-worth individuals who need assistance with investments, tax planning, estate planning, and more.
The minimum investment required for wealth management services can vary. Generally, wealth management is aimed at high-net-worth individuals, but Community Bank offers tailored solutions to meet a variety of financial needs. Contact us to learn more about our specific requirements.
The cost of wealth management services can depend on various factors, including the level of service provided and the complexity of your financial situation. Fees can be based on a percentage of assets under management, a flat fee, or hourly rates. It is best to discuss your specific needs with one of our advisors to get an accurate estimate.
Financial planning focuses on creating a roadmap for your financial goals, including budgeting, saving, and planning for retirement. Wealth management encompasses financial planning but also includes investment management, tax planning, estate planning, and other services aimed at managing and growing your overall wealth.
Protecting your wealth involves a combination of strategies, including risk management, insurance planning, and diversification of investments. Our advisors can help you create a plan to safeguard your assets against potential risks and uncertainties.
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Disclosures
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community Bank and Community Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Community Wealth Management, and may also be employees of Community Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Community Bank or Community Wealth Management. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AR, CO, DC, DE, FL, GA, KY, LA, MA, MD, MS, MT, NC, NJ, NY, OK, PA, SC, TN, TX, UT, & VA. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency | Not Community Bank Guaranteed | Not Community Bank Deposits or Obligations | May Lose Value
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Community Bank provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html