We offer solutions to fit your needs


Charter Checking – 1.50% APY*


1.50% APY* on daily collected balances up to $30,000**

Other Account Features

Automatic ATM fee reimbursement***

Debit Card

Online Banking

Mobile Banking

Open an account today by contacting the Pensacola Office

*Annual Percentage Yield accurate as of 6/1/2022. $100 minimum opening deposit. Promotional APY guaranteed until 12/31/2022, at which point the standard (non-promotional rate) for the Guaranteed Checking account will apply. Rate may change at that time or any time thereafter without notice.

**APY of 0.05% will be paid on daily collected balances over $30,000. Interest accrues on the daily collected balance and is credited monthly. Fees may reduce earnings. Promotional APY qualifications include: Have at least one periodic Direct Deposit post and settle per month and a Debit Card must be issued for at least one account holder in order to maintain the promotional rate, otherwise the rate will revert to the standard rate for Guaranteed Checking account type and the account will be converted to a Guaranteed Checking Account at that time. Qualifications must be met and established within 60 days of account opening date. This is a promotional account that will be converted to a Guaranteed Checking account effective 12/31/2022. Please refer to the Guaranteed Checking Account Truth in Savings Disclosures provided at account opening for more information. $8 monthly service fee waived with a $15,000 relationship balance. Limited time offer. Certain terms, conditions, and exclusions may apply. Please refer to the Truth in Savings disclosure for more information. See a customer service representative for non-promotional interest rates and balance tiers after promotion expires. No financial institutions or brokers. Offer valid only to Escambia and Santa Rosa County Residents.

***Limit 5 per month, $1 fee per ATM withdrawal from a non-Community Bank ATM after five. Member FDIC.

1.50% APY*
ON BALANCES UP TO $50,000

Money Market Special

  • Save more with a higher return than normal savings accounts, while still having easy access to your money.
  • Special available to Consumer and Business Customers

Special Disclosure:

*1.50% Annual Percentage Yield (APY) effective as of 06/01/2022. APY of .20% will be paid on daily collected balances over $50,000. Rates may change after account opened and without notice. Promotional APY guaranteed until 12/31/2022, at which time the standard (non-promotional rate) for the product will apply. No minimum balance to earn interest during promotional time frame. Fees may reduce earnings. Interest accrues on the daily collected balance and is credited monthly. $1,000 minimum opening deposit is required. See a customer service representative for non-promotional interest rates and balance tiers after promotion expires. Offer available only to Escambia and Santa Rosa County Residents. Member FDIC.


Contact us today

Daniel Joyner

Senior Vice President

Pensacola

850-683-8822

NMLS#: 1065915

Matt Newcomer

Vice President

Pensacola

850-865-1738

NMLS#: 964515

Steve Kerr

Steve Kerr

Assistant Vice President

Pensacola

850-806-1450

NMLS#: 431412

Diana Blanchard

Diana Blanchard

Mortgage Loan Originator

Pensacola

850-287-1779

NMLS#: 1116943