Financial Literacy Resources
Community Bank feels that by incorporating financial literacy early in life, children will be better equipped to make responsible financial decisions throughout their lives. Included within this webpage you will find resources for teachers, parents and caregivers that promote a healthy financial future for our next generation!
Financial Literacy Resources provided by the FDIC
FOR TEACHERS, PARENTS, AND CAREGIVERS
The Money Smart Computer-Based Instruction (CBI) is an easy-to-use tool to learn more about basic personal financial management. The CBI can complement formal classes by providing learning assignments that users can complete at their own pace.
The CBI features a game-based learning design and separate learning tracks for adults and young adults. The adult learning track features the 11 modules in the instructor-led Money Smart curriculum for adults. The young adult learning track (for those age 13 and older) features the eight modules in the Money Smart for Young Adults curriculum.
Each module can generally be completed within 30 minutes.
The Money Smart Podcast Network is the portable audio (MP3) version of Money Smart and designed to accommodate financial learning for individuals “on the go.” There are no required prerequisites for the audio version. With verbal descriptions and topic based scenarios, the audio version utilizes detailed dialogue to deliver basic financial information. The segments are short and tailored for easy listening. These segments are grouped into four general categories.
- Basics of Banking
- Checking Accounts
- Savings/Spending Plan
- Borrowing Money
The audio files are designed to work with virtually all audio (MP3) players.
Money Smart for Young People is a set of four grade-specific curriculums including lesson plans and Parent/Caregiver Guides to help educators deliver basic financial concepts to students in kindergarten through 12th grade.
Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. Money Smart has a long track record of success.
Money Smart for Young People Themes and Lessons by Grade
Earn
Lesson 1 (Understanding Currency)
Lesson 2 (Earning Money)
Spend
Lesson 1 (Understanding Currency)
Lesson 3 (Needs and Wants)
Lesson 5 (Savings and Spending)
Save and Invest
Lesson 4 (Setting Goals)
Lesson 5 (Savings and Spending)
Borrow
Lesson 6 (Borrowing and Lending)
Earn
Lesson 8 (Exploring Careers and Income)
Spend
Lesson 1 (Buying Decision)
Lesson 3 (Budgeting)
Lesson 3 (Budgeting)
Save and Invest
Lesson 2 (Setting Goals)
Lesson 4 (Savings)
Lesson 6 (Introduction to Investing)
Borrow
Lesson 5 (Payment Options)
Earn
Lesson 1 (Career and Job Opportunities)
Lesson 2 (Introduction to Taxes)
Spend
Lesson 4 (Smart Shopping)
Lesson 5 (Cash Flow and Budgeting)
Lesson 12 (Personal Choices)
Save and Invest
Lesson 3 (Financial Goals)
Lesson 5 (Cash Flow and Budgeting)
Lesson 6 (The Importance of Saving)
Lesson 7 (Savings Options)
Lesson 8 (Investing Options)
Lesson 12 (Personal Financial)
Protect
Lesson 10 (Protecting Your Identity)
Lesson 11 (Financial Risk)
Earn
Lesson 1 (Career Options)
Lesson 6 (Managing your Paycheck)
Lesson 13 (Understanding the Economy)
Lesson 21 (Entrepreneurship 1: Starting a Business)
Lesson 22 (Entrepreneurship 2: Maintaining a Business)
Spend
Lesson 3 (Spending and Budgeting)
Lesson 10 (Automobile Purchase)
Lesson 12 (Finance and College)
Lesson 16 (Homeownership and Renting)
Lesson 17 (Charitable Giving)
Save and Invest
Lesson 2 (Financial Planning)
Lesson 4 (The Importance of Savings)
Lesson 5 (Choosing a Banking Partner)
Lesson 12 (Financing College)
Lesson 13 (Understanding the Economy)
Lesson 14 (Financial Markets and Investing)
Lesson 15 (Retirement Planning)
Borrow
Lesson 7 (Credit),
Lesson 9 (Financial Rations)
Lesson 12 (Financing College)
Lesson 13 (Understanding the Economy)
Protect
Lesson 5 (Choosing a Banking Partner)
Lesson 11 (Risk Management and Insurance)
Lesson 18 (Estate Planning)
Lesson 19 (Financial Resources)
Lesson 20 (Consumer Protection)
Learn more about our Financial Literacy Resources